What is Canada’s Investor Visa?
Canada provides Business and Investor Visas to attract immigrants with a proven track record in business management who are interested in establishing or investing in a business in Canada. Applicants can either launch a new enterprise or purchase an existing business within the country. These investment programs aim to bring in overseas investors with sufficient personal net worth and solid business or managerial experience.
Canada offers one of the most structured and advanced investment immigration pathways, enabling eligible applicants to obtain permanent residency. For entrepreneurs or business professionals, the Canadian investor visa program presents an excellent opportunity.
The country is keen to welcome individuals with business and management expertise who can positively impact the Canadian economy. Through Canada’s business immigration programs, applicants can enjoy access to high-quality healthcare, excellent education, and the national pension system.
For those planning to invest or acquire a business in Canada, multiple immigration routes are available. Depending on your goals, you may apply through the federal Start-up Visa program or via provincial nominee programs tailored to your specific needs.
At Apical Immigration Experts, we assist applicants in identifying the most suitable residency pathway based on their investment goals and business plans.
What is the Canada Investor Visa Category?
Immigration, Refugees and Citizenship Canada (IRCC) introduced the Investor Visa under the Immigrant Investor Program to encourage economic growth and job creation in Canada by attracting individuals with capital, business expertise, or managerial experience who wish to immigrate.
Through the Canada Investor Visa, applicants can secure permanent residency by making a government-backed investment of CAD $800,000 for a period of five years. This program is available to applicants residing in any Canadian province or territory except Quebec. The investment is fully guaranteed by the government, ensuring that your CAD $800,000 will be returned at the end of the term, without any interest.
Canada’s Investor Visa makes the country a highly attractive destination for investors across multiple sectors, including Information Technology, Jewelry Manufacturing, Agriculture, Petroleum, and more.
The program allows you and your family to live, work, study, and travel anywhere in Canada without restrictions. To be eligible, applicants must demonstrate a personal net worth of at least CAD $1,600,000 and provide proof of a minimum of two years of business or managerial experience. A commitment to invest at least CAD $800,000 in Canada is also required.
Once your Investor Visa application is approved by Canadian authorities, the minimum investment must be made within 30 days. The Canadian government regulates and guarantees this investment, ensuring its safety, and returns the full amount to the investor after five years, without any interest.
What are the Requirements/Eligibility for Investors?
The Canada Investor Program requires applicants to have at least two years of business or senior management experience within the last five years. Eligible experience may include running a commercial or professional business where the enterprise or partnership employs at least two full-time staff (excluding the applicant). Other qualifying experience can involve agricultural management, government departments or agencies, internal organizations, or industrial management.
Eligible business experience should involve active participation in management, planning, and control of both financial and operational aspects of the organization. Unauthorized or unverified work experience is not accepted.
The general eligibility criteria include:
- Availability of sufficient funds to invest in Canada.
- A proven business background of at least two years.
- Proficiency in English or French.
- Strong business credentials and banking history.
- Medical and background security clearance.
Investors must also meet the following conditions to qualify:
- The applicant should not intend to settle in Quebec (see the Quebec Investor Program if Quebec is preferred).
- A minimum net worth of CAD 1,600,000, derived from legally authorized businesses.
- Commitment to invest CAD 800,000 with the Government of Canada, refundable after five years without interest.
- The investor and family members must pass health and security checks, as any inadmissibility could result in rejection.
What is the Amount of Investment Required?
To qualify, an investor must make a minimum investment of CAD 800,000, which is managed by Immigration, Refugees, and Citizenship Canada (IRCC). The investment is fully guaranteed and will be returned after approximately five years without any interest. Canadian authorities oversee the investment, which is utilized to generate employment and support economic growth.
What is the Process for Applying for an Investor Visa?
- Approved applicants are typically required to make the investment within 30 days of approval. Once the investment is completed, both the applicant and their immediate family can proceed to apply for permanent residency visas.
- For applicants under the Quebec Immigrant Investor Program, processing times can range from 16 to 24 months. The duration depends on several factors, including the number of current applicants in the candidate’s region. After approval, the applicant and their family members may be eligible to apply for Canadian citizenship within four years.
What Are the Benefits of a Canada Investor Visa?
Canada’s investor immigration programs are designed to attract global business investors, offering numerous advantages such as:
- High standard of living.
- Advanced healthcare and education.
- Settle with your family and dependants.
- Favorable investment policies.
- Travel benefits allow you to conduct business globally.
- Fast track pathway to citizenship.
What Are the Categories of Business Investor Visas in Canada?
Individuals with business experience and significant personal net worth can apply for permanent residency in Canada under the Investor Visa Program through the following sub-categories:
Start-Up Visa Investor Program
The Start-up Visa Program is ideal for investors aiming to establish an innovative business in Canada that can create jobs and compete internationally. Applicants must meet specific criteria to qualify:
- Own a qualifying business.
- Demonstrate proficiency in English or French (CLB 5).
- Obtain a support letter from a designated organization (minimum funding of CAD $200,000 from a Venture Capital Fund, CAD $75,000 from an Angel Investor, or acceptance from a Business Incubator).
- Commit a certain amount of investment to settle in Canada.
Entrepreneur Program
This program encourages international entrepreneurs to establish or invest in a business that contributes to Canada’s economy and generates employment. Eligibility requirements include:
- Establish, purchase, or make a substantial investment in a business in Canada within two years of arrival, contributing significantly to the economy.
- Actively participate in the management and operations of the business.
- Employ at least one Canadian citizen or permanent resident (excluding the entrepreneur and dependents).
- Regularly report to immigration authorities during the two-year period to ensure compliance.
Self-Employed Persons Program
Designed for applicants who plan to establish or buy a business in Canada that contributes significantly to the economy or to the country’s cultural and artistic life. Eligibility requirements include:
- Minimum of two years of relevant experience in the last five years.
- Willingness and ability to be self-employed in Canada.
- Meet the program’s selection criteria (minimum 35 points).
- Fulfill medical, security, and other requirements.
Approval is assessed based on: experience, education, age, language proficiency, and adaptability.
Provincial Nominee Program (PNP) – Business Streams
Each Canadian province and territory operates its own Provincial Nominee Program (PNP), allowing them to nominate applicants based on local economic priorities.
- PNP business streams are for individuals planning to start or invest in a business within that province.
- Minimum investment and net worth requirements differ across provinces.
- Applicants must submit a detailed business plan, including the type of business, financial projections, and benefits to the local economy and labor market.
- Variations exist in minimum net worth, investment requirements, and whether an exploratory visit is mandatory.
The table below highlights the key differences across Canada’s various PNP business immigration programs:
| Factors | Quebec Immigrant Investor Program | BC PNP – Entrepreneur Immigration Program | Manitoba Business Investor Stream | Nova Scotia Entrepreneur Stream | Ontario Entrepreneur Stream |
|---|---|---|---|---|---|
| Minimum Net Worth | CAD $2,000,000 | CAD $600,000 | CAD $500,000 | CAD $600,000 | CAD $1,500,000 (GTA) OR CAD $800,000 (outside GTA) OR CAD $800,000 (ICT/digital sector) |
| Minimum Investment | CAD $1,200,000 risk-free through an approved financial intermediary | CAD $200,000 OR CAD $400,000 if proposing a key staff member | CAD $250,000 in Manitoba Capital Region OR CAD $150,000 | CAD $150,000 | CAD $1,000,000 (GTA) OR CAD $500,000 (outside GTA) OR CAD $500,000 (ICT/digital sector) |
| Experience | 2 years of business management experience in the last 5 years in a full-time position | 3+ years of business ownership/management OR 4+ years of senior management OR 1+ years of business ownership & 2+ years of senior management in the last 10 years | Business ownership/management or executive experience in 3 of the past 5 years. Owners must have ≥33.3% ownership. Owners score higher than senior managers. | At least 3 years of business ownership including 33.3% ownership in the last 10 years OR 5+ years as a senior manager | At least 36 months of full-time business experience in the last 5 years as a business owner or senior manager |
| Managerial Role | None | Required | Required | Required | Required |
| Business Plan | None | Required | Required | Required | Required |
| Exploratory Visit | Recommended | Recommended | Must conduct business research visit 1 year prior to EOI submission | Required for business succession only | Required for business succession only |
| Interview | May be required | Upon BC PNP request | Required | Required | Upon OINP request |
| Additional Requirements | Background check & medical exam | Create ≥1 permanent full-time job for a Canadian citizen or PR | Score 60+ points on assessment grid; CAD $100,000 refundable deposit not required | Submit EOI; business must meet additional criteria; English/French CLB 5 | Sign a Performance Agreement; English/French CLB 4; create ≥2 permanent full-time jobs for Canadian citizen or PR |
Why Choose Apical Immigration Experts
Choosing the right immigration consultant can make all the difference in achieving your Canadian, Australian, or European immigration goals. At Apical Immigration Experts, we provide personalized guidance and expert solutions to ensure your immigration journey is smooth, efficient, and successful.
- Expert Guidance: Our team of certified immigration consultants has years of experience handling various business, investor, and skilled visa programs. We stay updated with the latest immigration policies to provide accurate and reliable advice.
- Tailored Solutions: Every client is unique. We assess your profile carefully and offer customized immigration strategies that best fit your goals, financial capacity, and professional background.
- End-to-End Support: From initial eligibility assessment to visa application submission and post-landing assistance, we guide you through every step of the immigration process.
- Proven Track Record: Hundreds of satisfied clients have successfully obtained permanent residency, business visas, and investor visas with our expert guidance.
- Transparent Process: We maintain complete transparency in fees, processes, and timelines, ensuring you stay informed and confident throughout your immigration journey.
With Apical Immigration Experts, your dream of starting a new life abroad becomes achievable with confidence and clarity.
Frequently Asked Questions
The Canada Investor Visa allows high-net-worth individuals with business or managerial experience to obtain permanent residency by investing in Canada. Applicants must commit a minimum investment, demonstrate sufficient personal net worth, and meet experience criteria. It provides opportunities to live, work, and study anywhere in Canada.
Applicants are required to invest CAD $800,000 in a government-approved investment, which is guaranteed and returned after five years without interest. The investment supports job creation and economic growth in Canada, making it a secure and attractive immigration option.
To qualify, applicants must have at least two years of business or managerial experience in the last five years, a personal net worth of CAD $1,600,000 or more, and meet language, medical, and security requirements. Applicants must also commit to the minimum investment to be considered.
The visa allows investors and their families to live, work, and study anywhere in Canada. It offers access to healthcare, education, and social benefits, and opens pathways to permanent residency and eventual Canadian citizenship, making it ideal for long-term settlement.
Canada offers multiple business immigration pathways, including the Start-Up Visa, Entrepreneur Program, Self-Employed Program, and Provincial Nominee Program (PNP) streams. Each program has unique investment, net worth, and business requirements based on federal or provincial guidelines.
