For many Indian students, Australia is one of the top choices for higher education. Its world-class universities, multicultural environment, and post-study work opportunities make it a highly attractive destination.

But before packing your bags, one of the most important questions to answer is: How much does it cost to study in Australia from India?

The overall cost depends on several factors such as tuition fees, accommodation, daily living expenses, and additional charges like health insurance and visa fees. Let’s break it down step by step so you can plan your budget realistically.

Understanding the Cost of Education in Australia for Indians

  1. Tuition Fees in Australia for Indian Students

Tuition fees are the biggest expense for international students. The exact amount varies depending on the course, university, and city.

  • Undergraduate Degrees: On average, tuition ranges between AUD 20,000 – AUD 45,000 per year. Courses like humanities and social sciences are usually on the lower side, while engineering, medicine, and business programs cost more.
  • Postgraduate Degrees: A master’s program typically costs AUD 22,000 – AUD 50,000 per year. Research-based programs can be slightly more affordable if you secure a scholarship or funding.
  • Doctoral Degrees (PhD): Expect to pay around AUD 20,000 – AUD 42,000 annually, depending on your field of study.
  • Vocational Education and Training (VET): For students seeking shorter and skill-focused courses, the fees range between AUD 4,000 – AUD 22,000 per year.

Human Insight: Unlike in India where government universities are highly subsidized, most Australian universities charge international students full tuition. However, merit-based scholarships are widely available. Many Indian students manage to reduce their financial burden significantly by applying for scholarships early.

  1. Cost of Living in Australia

Australia is known for its high quality of life, but this comes with relatively higher living expenses compared to India. According to government estimates, international students should budget at least AUD 24,000 per year for living costs.

Here’s a breakdown of average monthly expenses for students:

  • Accommodation
    • On-campus: AUD 750 – 1,200
    • Shared apartment: AUD 600 – 1,000
    • Homestay: AUD 950 – 1,200
  • Food & Groceries: AUD 300 – 600
  • Transport: AUD 100 – 200 (discounted student passes available)
  • Utilities (electricity, internet, water): AUD 150 – 250
  • Personal expenses (clothing, entertainment, etc.): AUD 200 – 400

Human Insight: Cities like Sydney and Melbourne are more expensive compared to Adelaide, Perth, or Brisbane. Many Indian students prefer living in shared accommodations to save money. Cooking your own meals rather than eating out regularly can also cut food expenses almost in half.

  1. Health Insurance and Visa Costs

Every international student in Australia must have Overseas Student Health Cover (OSHC). The cost depends on the duration of your stay but typically ranges from AUD 500 – 700 per year.

For visas, the Student Visa (Subclass 500) currently costs about AUD 710. Additional charges may apply if you include dependents or extend your visa.

Human Insight: Indian students sometimes overlook OSHC costs when budgeting. It’s a mandatory requirement, and not having it can even lead to visa rejection. Choose a plan that balances affordability and coverage.

  1. Additional Expenses to Consider

Beyond tuition, living, and health insurance, there are a few other costs that add up:

  • Books and study materials: AUD 500 – 1,000 per year
  • Flight tickets (India to Australia): One-way tickets usually range between INR 40,000 – 70,000 depending on the season.
  • Part-time work setup costs: You may need extra money initially for transport passes, uniforms, or equipment related to part-time jobs.
  • Initial settlement: Be prepared for one-time costs like deposits for rent, household essentials, and furniture if your accommodation is unfurnished.

  1. How to Manage and Reduce Costs

Studying abroad is an investment, but with smart planning, you can manage expenses effectively:

  • Scholarships: Apply for university and government scholarships such as Australia Awards or destination-specific grants.
  • Part-time Jobs: The student visa allows up to 48 hours of work per fortnight during term time, and unlimited hours during breaks. Many Indian students work in hospitality, retail, or tutoring.
  • Living in Affordable Cities: Consider universities in smaller cities like Adelaide or Hobart, where the cost of living is lower.
  • Budgeting Apps: Track your spending to avoid overspending on non-essentials.
  • Student Discounts: Use student cards for discounts on transport, food, and entertainment.

  1. Total Estimated Cost for Indian Students

Let’s put it all together for one academic year (approximate average):

  • Tuition Fees: AUD 25,000 – 45,000
  • Living Costs: AUD 20,000 – 25,000
  • Health Insurance: AUD 500 – 700
  • Visa + Other Expenses: AUD 1,500 – 2,500

Total Annual Cost: AUD 47,000 – 73,000
In Indian Rupees (approximate conversion at INR 56 per AUD): ₹26–41 lakh per year

This figure may sound overwhelming, but remember that scholarships, part-time work, and smart budgeting can reduce it considerably.

Conclusion:

Studying in Australia from India is a significant financial commitment, but it offers long-term rewards in terms of global exposure, career opportunities, and personal growth. By carefully calculating tuition, living costs, and additional expenses, you can create a realistic financial plan. Think of it not just as a cost, but as an investment in your future.

Confused about tuition fees, living costs, or scholarships? Book your free consultation with our experts now.

Email: info@immigrationxperts.com

Call us: +91-9999467686, +91-8447-696555

FAQs: Cost of Studying in Australia from India

  1. What is the average cost of studying in Australia for Indian students?
    On average, the total cost (including tuition and living expenses) ranges between AUD 47,000 – 73,000 per year, which is around ₹26–41 lakh.
  2. Are there scholarships available for Indian students in Australia?
    Yes. Many universities and the Australian government offer scholarships. Indian students can apply for merit-based and need-based scholarships to reduce costs.
  3. Is living in Australia more expensive than in the USA or UK?
    Australia is generally cheaper than the USA in terms of tuition, but living costs can be similar to or slightly higher than the UK depending on the city.
  4. Can I work while studying in Australia as an Indian student?
    Yes, international students can work up to 48 hours per fortnight during term and unlimited hours during holidays, helping cover part of living expenses.
  5. Which city in Australia is the most affordable for Indian students?
    Cities like Adelaide, Perth, and Hobart are generally more budget-friendly compared to Sydney and Melbourne, where rent and daily expenses are higher.